Effective Date: August 15, 2025

At LernStudyZ.com, we strive to provide a smooth and secure checkout experience. This Payment Policy outlines the methods of payment we accept, how payments are processed, and important details regarding billing.

1. Accepted Payment Methods

We currently accept the following forms of payment:

• Visa
• MasterCard
• American Express
• Google Pay
• Link

All payments are processed in U.S. Dollars (USD).

2. Payment Processing

• By submitting your payment information, you confirm that you are authorized to use the selected payment method.
• Payments are charged at the time of purchase.
• If your payment cannot be processed, your order will not be completed, and you will be notified immediately.
• For digital wallets (Google Pay, Link), ensure your account is properly set up and funded before checkout.

3. Pricing & Taxes

• All prices listed on LernStudyZ.com are in USD.
• Prices may change without prior notice.
• Applicable sales tax will be calculated and applied at checkout based on your shipping address and in accordance with U.S. tax laws.

4. Security of Transactions

• All transactions are encrypted and securely processed through our trusted payment gateways.
• We do not store your full payment details on our servers.

5. Declined or Failed Payments

• If a payment is declined, please verify your card details, available funds, and billing information.
• LernStudyZ reserves the right to cancel or hold orders if fraudulent or unauthorized activity is suspected.

6. Contact Information

If you have questions about this Payment Policy, you can reach us at:

Phone: +1 (442) 253-2596

Email: contact@lernstudyz.com

Address: 1985 Broadway, San Diego, CA 92101, USA

Business Hours: Monday – Sunday, 9:00 AM to 8:30 PM (PT)

Response Time: We aim to respond within 1 business day.